CanuckFI

Margin Calculator

Where a margin account stands right now: what it holds, what it owes, how much equity is left, and how far your investments can fall before a margin call. Then try one change — invest some of the cash, take some out, or move the market — and see both sides at once.

Your position

All of it lands in the margin account.
How much of the deposit buys securities. The rest stays in the account as cash.
Borrowed from the broker to buy more securities.
Your broker's initial requirement, which sets your buying power. Must be above 0%.
If you don't know it yet, these are CIRO's published minimumsCIRO minimum — your broker may require more. Picking one fills the field in, and you can type over it.
Your broker's maintenance requirement, which sets the margin call point.
If you don't know it yet, these are CIRO's published minimumsCIRO minimum — your broker may require more. Picking one fills the field in, and you can type over it.

Both requirements are your broker's rates, and only your broker can tell you them — they are the two most consequential numbers here, so this calculator does not guess at either. CIRO's published figures are minimums: a broker may require more, and the rate is set per security and depends on that security's price, so one pair of rates cannot describe a mixed portfolio exactly. CIRO's rules prescribe one continuously-maintained minimum margin per position; the split into an initial and a maintenance rate is ordinary broker practice, not a regulatory structure.

Try one change (optional)

One change at a time — each is measured against your position as entered above, not against another scenario.

Fill in initial deposit, amount invested, margin loan (amount borrowed), initial margin requirement, maintenance margin requirement to see your position.

What this calculator does not do